| What do finance professionals, policymakers, and researchers actually expect governments, insurers, households, and corporations to do when faced with the wrath of a warmer, wilder climate? We surveyed 86 industry participants — in partnership with The Inevitable Policy Response and Climate Proof — to find out. |
| The answers make for surprising — and at times disheartening — reading. More than half of respondents expect governments to default to reactive disaster relief rather than proactive adaptation investment. Over 90% anticipate private insurers withdrawing from high-risk regions. And around 40% expect significant cross-border climate migration, with all the social and political challenges this entails. |
| Fight, Flight, or Freeze? represents a first market forecasting exercise focused not on the physics of climate change, but on the human and institutional responses to it — the second-order risks that research suggests could amplify the costs of direct climate impacts many times over. |
| Download the results here. |
 Listen to Jakob Thomä of Theia Finance Labs break down the results HERE |
